Remortgage post IVA
Posted: Wed Mar 22, 2017 11:27 pm
My IVA is totally finished, I've had my CC for a year now, all credit my files are totally clean, its been a long old tough road but its been worth it!! this forum has been a massive help over the years!
Anyway I've been trying to get a remortgage on my house to get on a decent rate and that, however I've been told today I have no chance of getting a mortgage until for 3 years after the IVA(I am guessing thats 3 years from the CC) and most lenders wont touch me for 5 years!! oh and the interest rates are higher than the standard variable rate, also the I must have entered the IVA due to a life event!! Blimey! didn't expect this!
Has anyone got a remortgage after an IVA?
Cheers
Anyway I've been trying to get a remortgage on my house to get on a decent rate and that, however I've been told today I have no chance of getting a mortgage until for 3 years after the IVA(I am guessing thats 3 years from the CC) and most lenders wont touch me for 5 years!! oh and the interest rates are higher than the standard variable rate, also the I must have entered the IVA due to a life event!! Blimey! didn't expect this!
Has anyone got a remortgage after an IVA?
Cheers