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Remortgage post IVA

Posted: Wed Mar 22, 2017 11:27 pm
by Eggs are ace
My IVA is totally finished, I've had my CC for a year now, all credit my files are totally clean, its been a long old tough road but its been worth it!! this forum has been a massive help over the years!

Anyway I've been trying to get a remortgage on my house to get on a decent rate and that, however I've been told today I have no chance of getting a mortgage until for 3 years after the IVA(I am guessing thats 3 years from the CC) and most lenders wont touch me for 5 years!! oh and the interest rates are higher than the standard variable rate, also the I must have entered the IVA due to a life event!! Blimey! didn't expect this!

Has anyone got a remortgage after an IVA?

Cheers

Re: Remortgage post IVA

Posted: Thu Mar 23, 2017 8:43 am
by Ryan
Hi,

We have certainly managed to help others in similar situations - we would be happy to look to help if you were to contact us.

Regards

Re: Remortgage post IVA

Posted: Thu Mar 23, 2017 9:12 am
by Foggy
Different lenders have different criteria ( some more realistic than others!). A whole of market broker with experience of adverse credit applications, such as Ryan or Shaun, can help.

Re: Remortgage post IVA

Posted: Thu Mar 23, 2017 5:54 pm
by luluj
I can vouch for the work of Ryan and his team, likewise others will be able to support Shaun's work. Give Ryan a call and see what they can do