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Credit File

Posted: Sun Mar 04, 2018 6:54 pm
by nevillebunny
Hi All

I just want to check that I am right about something. All the creditors that were listed in my IVA, have stated different default dates. I believe these should be all the same, and be the date of the IVA Agreement. Some close to this, but some are a few months later?

Any adivce appreicated.

Neville

Re: Credit File

Posted: Sun Mar 04, 2018 8:01 pm
by kallis3
Hi.

All defaults should be back to your original default date. If not send them your completion letter and tell them you need them to remove defaults.

Re: Credit File

Posted: Sun Mar 04, 2018 8:06 pm
by Foggy
You are correct ... have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record

But also ask yourself if a few months is worth the possible angst of dealing with the creditors again.