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Can an IVA be passed to another IP once in place?
Posted: Wed Mar 28, 2018 4:01 pm
by Joanne.nd
My IVA has been passed on to another practitioner without any warning etc is this legal?
Re: Can an IVA be passed to another IP once in place?
Posted: Wed Mar 28, 2018 4:03 pm
by kallis3
Hi,
If your IP has ceased trading then yes, it can be.
Re: Can an IVA be passed to another IP once in place?
Posted: Wed Mar 28, 2018 4:49 pm
by Foggy
Standard practice to ensure the IVA continues, supposedly, uninterrupted (although this never seems to go smoothly!)
Re: Can an IVA be passed to another IP once in place?
Posted: Wed Mar 28, 2018 5:17 pm
by Joanne.nd
Joanne.nd wrote:My IVA has been passed on to another practitioner without any warning etc is this legal?
The IP has not ceased trading...
Re: Can an IVA be passed to another IP once in place?
Posted: Wed Mar 28, 2018 5:40 pm
by Foggy
Joanne.nd wrote:Joanne.nd wrote:My IVA has been passed on to another practitioner without any warning etc is this legal?
The IP has not ceased trading...
He / she doesn't need to cease trading. Merely the need ( for whatever reason) to lighten his or her work / caseload is enough.
Re: Can an IVA be passed to another IP once in place?
Posted: Wed Mar 28, 2018 5:59 pm
by kallis3
Which company are you with?
Re: Can an IVA be passed to another IP once in place?
Posted: Wed Mar 28, 2018 6:21 pm
by Joanne.nd
kallis3 wrote:Which company are you with?
Creditfix now apparently
Re: Can an IVA be passed to another IP once in place?
Posted: Wed Mar 28, 2018 6:27 pm
by kallis3
It would appear your IP company has sold out to Creditfix but your IVA will be safe.
Re: Can an IVA be passed to another IP once in place?
Posted: Wed Mar 28, 2018 6:30 pm
by Jeffbubs
Joanne.nd wrote:My IVA has been passed on to another practitioner without any warning etc is this legal?
During my time in a IVA I was involved with 3 ending with Aputure and all I had was a letter say we are taking over your account it seems standard pratice
Re: Can an IVA be passed to another IP once in place?
Posted: Wed Mar 28, 2018 6:31 pm
by Foggy
CF are increasing their market share by purchasing caseloads from everywhere ! I would suggest that you read your proposal a few times and understant it inside out ... CF have loads of cases, from different firms, all written slightly differently and have been known to try to appy the wrong agreements. To be fair they do back down right away when shown the error of their ways. Their biggest failing is communication -- if you want an answer to anything you have to badger them mercilessly until you get a response. There are a couple of diamonds on staff and if you find one of those keep their name handy.
Re: Can an IVA be passed to another IP once in place?
Posted: Wed Mar 28, 2018 6:44 pm
by Joanne.nd
Foggy wrote:CF are increasing their market share by purchasing caseloads from everywhere ! I would suggest that you read your proposal a few times and understant it inside out ... CF have loads of cases, from different firms, all written slightly differently and have been known to try to appy the wrong agreements. To be fair they do back down right away when shown the error of their ways. Their biggest failing is communication -- if you want an answer to anything you have to badger them mercilessly until you get a response. There are a couple of diamonds on staff and if you find one of those keep their name handy.
Re: Can an IVA be passed to another IP once in place?
Posted: Wed Mar 28, 2018 6:48 pm
by Joanne.nd
No communication no answer to e mails I just keep making the payments 5 years is up end of this year...