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Credit reference information

Posted: Sun Jun 24, 2018 5:07 pm
by stmw
Hi!

Our IVA was agreed April 30th and we’ve made our first and second payments.

I have checked our credit files and it’s showing that Lloyd’s (my main creditor with a 24k loan and 1k overdraft) is still green. It’s not showing that payments were made in May or June, however it’s also not showing a late payment or showing default either.

Do I need to contact Lloyd’s directly about this or do they sort it themselves eventually?

Also Studio has the default date as the 10th June - should I make them amend this?

Thanks

Re: Credit reference information

Posted: Sun Jun 24, 2018 5:23 pm
by luluj
No no need to worry ..it will all catch up with itself ... the creditors will update shortly.

Re: Credit reference information

Posted: Sun Jun 24, 2018 5:25 pm
by Foggy
Records will take a few months to catch up and settle down. The default date should be amended to the start date of the IVA, unless you are not going to quibble over a couple of months at the end of the term.

Re: Credit reference information

Posted: Mon Jun 25, 2018 1:25 pm
by stmw
Thanks both x