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When will my credit Report be clear?
Posted: Fri Oct 05, 2018 5:59 pm
by Karen.59
Hello. I have cleared my iva in full January this year. I had 8 creditors. But only 7 have have been removed from my noodle credit report. How long should it take to come off my report. I have checked the iva register and I'm off that. Hope you can help
Re: When will my credit Report be clear?
Posted: Fri Oct 05, 2018 6:10 pm
by Foggy
They will come off 6 years after the default date for each debt, which should be on or about the start of the IVA. Have a read here:
https://www.iva.co.uk/what-does-an-iva- ... dit-record
You should check all three agencies.
Re: When will my credit Report be clear?
Posted: Fri Oct 05, 2018 8:15 pm
by luluj
What year did your iva first get approved ? It will be 6 years from the commencement date before it is fully cleared
Re: When will my credit Report be clear?
Posted: Sun Oct 07, 2018 1:32 pm
by Radish
I found those free sights were they give you positives and negatives, a great help in getting my credit rating up. I got a credit card with a small limit and slowly built it up. I hardly use it though, once bitten and all that.
Re: When will my credit Report be clear?
Posted: Mon Oct 08, 2018 12:14 pm
by Lisa Thomas
My short video here has the answer to your post:
https://youtu.be/PV4RzUY4BRM