www.iva.co.uk

Hi all my last IVA payment is the end of this month, so I have been having a look at my credit file, only through total money though, all but one of my accounts are showing as settled, that being NatWest loan and account they are showing as default and are showing since may 13 so I assume it's going to be May 19 before it's removed, is this normal, cheers

Yep, pretty normal. There will be no updates or defaults dropping off until 6 years from the start date of your IVA, even then you will probs have to chase a few companies to get it all up to date.

Have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record

You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle, Clearscore and Totally Money are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
https://www.totallymoney.com/

Thanks Foggy and Lisa, great help