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Creditors meeting tomorrow, bank accounts have already been closed?
Posted: Wed Nov 07, 2018 8:20 pm
by Cdawson1
I have my creditors meeting tomorrow at 10am (have managed to not get too anxious about it but nerves are starting to set in now!)
Anyway just out of curiosity really I just logged into my Lloyd’s banking app and my credit card account and 2 current accounts have been closed. Is this a good sign? Or completely irrelevant.
I stopped using the account some time ago and opened a new one with nationwide. Lloyd’s probably accounts for about 20% of my overall debt
Re: Creditors meeting tomorrow, bank accounts have already been closed?
Posted: Wed Nov 07, 2018 9:12 pm
by Foggy
Irrelevant really. You have declared yourself insolvent regardless of the outcome of the meeting, so you will now be in their toxic debt collection.
Best of luck for the morning.
Re: Creditors meeting tomorrow, bank accounts have already been closed?
Posted: Wed Nov 07, 2018 9:14 pm
by Cdawson1
Ah oh well!! Only one more day to wait I guess!!
Thanks, fingers crossed
Re: Creditors meeting tomorrow, bank accounts have already been closed?
Posted: Wed Nov 07, 2018 9:36 pm
by kallis3
Good luck from me as well.
Re: Creditors meeting tomorrow, bank accounts have already been closed?
Posted: Wed Nov 07, 2018 9:38 pm
by Cdawson1
Thanks both, without this forum I would probably still be burying my head in the sand!
Re: Creditors meeting tomorrow, bank accounts have already been closed?
Posted: Thu Nov 08, 2018 5:38 am
by luluj
Good luck and let us know how it goes later please x
Re: Creditors meeting tomorrow, bank accounts have already been closed?
Posted: Thu Nov 08, 2018 10:26 am
by Cdawson1
They’ve just called, IVA has been accepted and I’ve just made my first payment! 59 to go!
The creditors made some modifications but it was all with regards to the IP fees.
Such a relief
Re: Creditors meeting tomorrow, bank accounts have already been closed?
Posted: Thu Nov 08, 2018 11:15 am
by kallis3
Brilliant news! Well done.
Re: Creditors meeting tomorrow, bank accounts have already been closed?
Posted: Thu Nov 08, 2018 11:42 am
by Foggy
Excellent -- welcome to your journey !
Re: Creditors meeting tomorrow, bank accounts have already been closed?
Posted: Thu Nov 08, 2018 11:47 am
by Mrs_Brown
Great news, fingers crossed it all flies by quickly.
Re: Creditors meeting tomorrow, bank accounts have already been closed?
Posted: Thu Nov 08, 2018 2:45 pm
by Bex12
Congratulations that is fab news. Good luck on your journey the time does go quick
