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Will missed payments prior to IVA show on a credit check?

Posted: Thu Feb 14, 2019 7:59 am
by Amy.j
Hi, I am starting a new career in March and my new employer has gone through a security site to do checks on their new starters. I am in an IVA which an early settlement was arranged and paid off back in October 2017. The company doing the checks will be carrying out an 'FINANCIAL PROBITY CHECK'. I understand my IVA will flare up on this check (they know about this), but will my missed payments etc be shown up before starting the IVA in 2016? I hope someone can help :-)

Re: Will missed payments prior to IVA show on a credit check?

Posted: Thu Feb 14, 2019 8:58 am
by Foggy
The defaulted accounts will show up for six years after the default dates ( usually the start date of the IVA) as will, of course, the IVA itself. If they know about the IVA ( and know what an IVA is!) they will not be surprised to see these entries. You had a problem and you took steps to resolve it responsibly. It is when there is a problem that hasn't been dealt with that the problems arise.