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Post IVA - Quick question

Posted: Tue May 07, 2019 8:50 am
by katieweeks1
Hello all!
I am back briefly to say that I have received my Completion certificate etc and am still bouncing off the walls! Wahoo!
However I have received a letter from an old creditor ((one that was included in the IVA)) - saying I am still in arrears. The letter says that I have made a payment (the one that my IVA has given them) but I am still owing the rest! Shall I send them a copy of my F&F report and certificate or shall I just ignore them as I am sure they are not allowed to get in touch with me anymore!? Is them just pushing/trying their luck?

Thank you and await advice.

Re: Post IVA - Quick question

Posted: Tue May 07, 2019 8:54 am
by Foggy
Could be a computer glitch -- automatically produced letter that wasn't suppressed or intercepted.

Personally I would leave it and see if they follow it up ... they will already have been given a copy of the final report, but a reminder can't hurt if you wish.

Re: Post IVA - Quick question

Posted: Tue May 07, 2019 9:47 am
by katieweeks1
Super duper - great stuff! Good to know.

Thank you as always Foggy :)

Re: Post IVA - Quick question

Posted: Wed May 08, 2019 6:46 am
by Kazza
I got the same type of letters from Barclays (IVA completed 2016, but ignored the letters) and decided recently to complain to them..... they sent me 2 bottles of wine and a bunch of flowers and said I should not receive anything further from them (ie letters suggesting I owe them still) but if I did I should take it to the FOS! Roll on any more type of letters arriving..... :lol:

Re: Post IVA - Quick question

Posted: Wed May 08, 2019 8:47 am
by katieweeks1
Oh really Kazza? Good to know and yes - in that case, bring on more of those letters!

Thank you very much for responding :)

Re: Post IVA - Quick question

Posted: Wed May 08, 2019 10:51 am
by Kazza
Exactly!! And it's still so wonderful to be IVA free! Good luck with the future :D