www.iva.co.uk

I have been unable to get a re mortgage but have been offered a loan by a company recommended by my Iva co, there fees are£5000 for a 26000 loan.
This was to release equity in my home but a year after my Iva finished. My Iva was for 72 months. If I accept I will have paid 50000 for a 30000 debt
I am feeling very ripped off now and can’t get out IVA despite paying wha I owed

OK -- first things first .... this is a secured loan, NOT a remortgage. If you have pre-2014 terms you do not have to accept a secured loan. They have been unable to get a remortgage so the 12 month extension applies.

Timescales of your iva may mean you are not captured under the most recent rulings ..check your proposal details as foggy suggests.

I would suspect the year extension applies.