www.iva.co.uk

My creditors meeting is booked for Wednesday. Too say I’m anxious is an understatement. I owe £55k to 9 creditors and offering 25p to the £. Has anyone had any experience with Barclays, Sainsbury’s, Tesco, creation, post office, very, mbna?
Also I’m going with Payplan, and I’ve noticed some of my creditors names have changed to watch portfolio management, laser uk, evolve servicing ect. Any idea what this means?
Sorry for all the questions, I’m not used to all this.

It just means that the debts may have been sold on - nothing to worry about.

As Kallis says the votes could have been sold on, or they could be being administered by any of the companies mentioned, on behalf of the creditor, as some collection firms offer this service.