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Accounts still showing as open?
Posted: Thu Aug 08, 2019 12:15 pm
by Ds1991
Hey! I closed my IVA with an early settlement in February but I’ve just checked my credit file and there’s Barclays and other accounts still showing as live and deafualting?
Is this the normal case?
Re: Accounts still showing as open?
Posted: Thu Aug 08, 2019 12:39 pm
by Dan2991
Hi
Things won't change until your IVA has reached the 6th year from the date it started. If you made an F&F I wouldn't worry to much about it and do you have completion certificate?
Re: Accounts still showing as open?
Posted: Thu Aug 08, 2019 12:43 pm
by Foggy
The important thing is the date the default was registered from, as the 6 year countdown starts then. The status makes little difference.
Have a read here:
https://www.iva.co.uk/what-does-an-iva- ... dit-record