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6th Anniversary of Default Dates on the 8th Jan

Posted: Mon Jan 06, 2020 1:47 pm
by GoonerDad
Hi,

On Wednesday my 5 defaults will be 6 years old.

** I did a search on the forum but there were only threads with similar-but-very-different questions. **

Will the defaults drop off on:

Wednesday?
or
Thursday?
or
Is there a rolling 30 days/1 month update cycle thing that Experian, Noddle, & Equifax do where I'll have to wait up to a month longer?

Kind Regards
Mitchell

Re: 6th Anniversary of Default Dates on the 8th Jan

Posted: Mon Jan 06, 2020 1:55 pm
by kallis3
Just keep checking and Noddle is now Credit Karma.

Re: 6th Anniversary of Default Dates on the 8th Jan

Posted: Mon Jan 06, 2020 2:43 pm
by Foggy
Mine all actually dropped off about a week early, despite the 'due' dates being spread over a period, suggesting manual activation, rather than automatic by computer. If computerised I would imagine they will go during the night of the appointed day on the overnight update.

Once removed they will disappear from live searches by lenders right away they could take a few weeks to filter down to the various online search sites, like Noddle (Credit Karma) and Clearscore, depending on the monthly reporting cycle.