www.iva.co.uk

Hello everyone!
When and how can we change our mortgage lender now that we have completed our iva? We are on variable rate but have been stuck with high interest rate while on iva.
Will appreciate your help, as always. Thank you.

Hi,

Have a word with either Ryan or Shaun, our resident mortgage experts. Details can be found under the expert link on the left hand side of the page.

As Kallis says, speak to Ryan and or Shaun. Their details can be found on their profile pages here:

Ryan: memberlist.php?mode=viewprofile&u=18488
Shaun: memberlist.php?mode=viewprofile&u=22837

You will need to wait until the IVA and associated defaults have dropped off of your credit reports, which could take several months, assuming that the IVA started 6 years or more ago.