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Still showing in IVA

Posted: Tue Jan 28, 2020 4:02 pm
by Pigger479
I haven’t been in and IVA since April
Last year and recieved my completition certificate in July. I was looking at possibly financing a car through a broker and apparently in their system it’s showing that I’m in an active IVA . Is have checked register and my name isn’t on there ? Any ideas why this would still be coming up ?

Re: Still showing in IVA

Posted: Tue Jan 28, 2020 4:50 pm
by kallis3
Have you checked your credit records to see if it is still showing on there?

Re: Still showing in IVA

Posted: Tue Jan 28, 2020 4:56 pm
by Foggy
Depends on what their system actually reports from ---- you have been removed from the Insolvency Register. Maybe this fact hasn't been tramsmitted to the credit reference agencies yet. As Kallis suggests, check all three.

Re: Still showing in IVA

Posted: Wed Jan 29, 2020 2:33 am
by luluj
Send them a copy of your completion certificate to prove its ending

Re: Still showing in IVA

Posted: Wed Jan 29, 2020 10:04 am
by Lisa Thomas
You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Credit Karma, Clearscore and Totally Money are also free credit agencies to consider using:
https://www.creditkarma.co.uk/
https://www.clearscore.com/
https://www.totallymoney.com/