www.iva.co.uk

As per subject I have received my completion certificate for my IVA and wanted to contact the Credit agencies to inform them of my completion of IVA.

Would appreciate if anyone has the contact email address for the above agencies for me to send them my completion certificate .

Thanks in advance


Ps Do I also need to send the creditors involved my certificate to update their records?

1.Link Financial
2.Pra Group
3.Barclays Bank

Have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record

If the IP does his job you do not need to contact anyone with the completion certificate. They should tell the insolvency service, who, in turn, will report to the CRAs. The IP will also tell each creditor, along with giving them a final report.

Thank you

Just keep a check on them to make sure your records are clear.

Keep an eye on your Insolvency Register entry --- once they have been notified the entry should change from 'active' to ' completed'. It will then drop off within three months. The CRAs will take a few weeks longer to react, but the IVA will remain on those records for the full 6 years from the start date.

Tue Feb 25, 2020 9:18 amFoggy wrote:

Keep an eye on your Insolvency Register entry --- once they have been notified the entry should change from 'active' to ' completed'. It will then drop off within three months. The CRAs will take a few weeks longer to react, but the IVA will remain on those records for the full 6 years from the start date.

My details on the register is now showing completed as of today.

Thanks

Tue Feb 25, 2020 3:21 pmFlavour79 wrote:

Tue Feb 25, 2020 9:18 amFoggy wrote:

Keep an eye on your Insolvency Register entry --- once they have been notified the entry should change from 'active' to ' completed'. It will then drop off within three months. The CRAs will take a few weeks longer to react, but the IVA will remain on those records for the full 6 years from the start date.

My details on the register is now showing completed as of today.

Thanks

Excellent ! And congratulations Just the dust to settle now, but the hard bit is behind you.

You should be sorted soon!

Thanks Foggy. Its been nerve wrecking these past few years but alas.
Lessons learnt and a new chapter.

Come September will be putting in a mortagage application with Ryan/ Shaun.

All inputs have been appreciated by all on this forum.

Tue Feb 25, 2020 3:24 pmFoggy wrote:

Tue Feb 25, 2020 3:21 pmFlavour79 wrote:

Tue Feb 25, 2020 9:18 amFoggy wrote:

Keep an eye on your Insolvency Register entry --- once they have been notified the entry should change from 'active' to ' completed'. It will then drop off within three months. The CRAs will take a few weeks longer to react, but the IVA will remain on those records for the full 6 years from the start date.

My details on the register is now showing completed as of today.

Thanks

Excellent ! And congratulations Just the dust to settle now, but the hard bit is behind you.

Just had an alert that my Noddle/Transunion credit report has been updated showing a discharge from IVA.

Hopefully Equifax and Experian will be following suit shortly

Hopefully!

Strangely my credit score has just dropped on Experian to 524 very poor. Last month it was 724 fair. Cant seem to understand as I have not applied for any credit. My iVA clears on credit file this September.

Mine goes up and down every month so I wouldn't worry too much about it.

The numerical score means nothing and seems to be affected by the weather !!! Lenders don't see it anyway.