www.iva.co.uk

Can you use Clearpay or Klarna whilst you are in an IVA?

Technically these are short term loans and would fall into the £500 credit limit --- but this limit is often already eaten up by utilities and car insurance credit. Better to save the payment for the three months and then make the purchase, paid in full.

I agree. What happens if you can't make the payments to them?

Thank you. I will consider your advice.

i doubt even if you wanted to you would be able to, i used to try and use klarna when i would buy something and i would always get knocked back, i guess its the same as looking for a credit card or loan unlikely to get the credit while in IVA