www.iva.co.uk

I have debts of over £40000 my income from a badly damaged SIPP as a result of COVID will be dropping massively to around £17k All debt is on interest free credit cards. I have recently sold my caravan for £9500 should this be enough for a full and final IVA

It could be ---- I have seen 'traditional' IVA's, offering a smaller dividend, accepted. You should have a chat to a few firms --- I would suggest avoiding the large conglomerate companies though.