www.iva.co.uk

Hi all, I getting myself stressed already but landlord just been around to tell me he seriously thinking of selling. I said that houses are selling like hot cakes. 5 on my street alone from my front door all with sold on it...
I am in my second year of an IVA. Finding another landlord is going to be difficult already... Let alone I have a very decent landlord and he rents it below the market.. my neighbour is 250 plus more a mouth... There no way I can save 6 months deposit your looking at 6000 plus more and that not going to look good for a IVA. I live in expensive, I already have 20 miles into work... My otherhalf has 35 miles (one way).
Stressed already, I had no option but to enter an IVA, I never missed a payment but I had 10 pound to my name at the end of the month no including food. So I was skint.. it all started with going on maternity leave, and then costs of nursery fees etc. I never missed a rent payment my IVAs were credit cards and loans and more cards to pay off the other cards etc. It got to the point I was working and paying bills but could not do anything else... The IVA saved me but it's very hard and now my home (unfortunately renting I never felt it's home as it can be taken off you this is the 3rd time it's happened and never gets easier).
What do I do if he does sell where do I go next.. Its my fault the debt but I feel I let down my family..
Sorry did not know who else to.talk to as IVA are so difficult to approach..

Private landlords are better to approach - can anyone stand as guarantor or could a family member help with a deposit? If the IVA is in your name you could always get your other half to take on the rental in his name solely.

As Kallis says, a private landlord, rather than going through an agency, will not usually credit check and will depend on references from your current landlord, which he will, hopefully, provide.