www.iva.co.uk

Hi I am in a iva I have a pcp with Arnold Clark I've had my car for 2 years can I change my car for a bit better model

I doubt it. Some, though very few, PCP lenders will re-finance but you will also need the agreement of your IP. There is also the question of how the current PCP payments are dealt with in your arrangement: Many are drawn such that, when PCP payments cease, the IVA payments increase accordingly.