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				Can I be a signatory
				Posted: Wed Jul 14, 2021 10:57 am
				by welshwiz
				I had an IVA in march 2012 paid it off early in 2014.  I have just been told I am needed to go as a signatory on business bank account with barclays,  Barclays was one of my creditors, will this effect me being able to go as signatory as really don't want my employer to know about my IVA
			 
			
					
				Re: <t>Can I be a signatory</t>
				Posted: Wed Jul 14, 2021 11:15 am
				by Foggy
				My understanding is that they are likely to do a credit check, but, as long as everything has been taken care of, the IVA and defaults should have disappeared back in March 2018 and should not be an issue.
I have  credit card with one of my former creditors and the past issues did not seem to have affected my application with them.
			 
			
					
				Re: <t>Can I be a signatory</t>
				Posted: Wed Jul 14, 2021 1:21 pm
				by welshwiz
				thank you Foggy, somebody did say Barclays go back 10 years, just have to keep my fingers crossed.
			 
			
					
				Re: <t>Can I be a signatory</t>
				Posted: Wed Jul 14, 2021 1:24 pm
				by kallis3
				Barclays was a creditor of mine and I have been able to take out a loan with them since  with no problem.
			 
			
					
				Re: <t>Can I be a signatory</t>
				Posted: Fri Jul 23, 2021 11:59 am
				by welshwiz
				Thank kallis 
Did you take the loan out within 10 years of your IVA please
			 
			
					
				Re: <t>Can I be a signatory</t>
				Posted: Fri Jul 23, 2021 1:23 pm
				by kallis3
				Loan taken out five years after IVA finished, plus credit for a stairlift and electric bed both since paid off.