www.iva.co.uk

Yes, I saw the recent TV interviews. Of course the press also like a good story -- but, essentially, this is an issue and problem. Which is why we hope that those looking find sites like ours first and ask questions. Unfortunately, when drowning you do not stop to examine the life belt !

I have long been saying that there should be more regulation ( other than self-policing) and more consumer protection and mediation services. Give the Insolvency Service teeth or extend the financial ombudsmans remit at least.

Hi,

I'm afraid that the, ahem, "expert" in question in this article is nothing of the sort.

Have a look at his website, if you can find it.

A fully paid up member of what I like to call "The Brigade", who is in his line of business for profit, so it would seem.

Kindest regards.

For me, I just saw the article as useful because it at least gave a different perspective and was not pushing IVA's as the be all and end all.

Hi,

I don't disagree with that viewpoint, nor would any reputable debt advisor.

I do disagree however with those that have a clear agenda and who are unwilling to acknowledge IVA's for what they are, which is a godsend for the vast majority of people that enter them. That said, there are others just as bad, if not worse, see the MSE Forum and Twitter for proof of that. Sourcrates on MSE seems to me to be very aptly named, whilst another "expert" who is nothing of the sort, no qualifications, no Approved Intermediary status and who works one day a week as a volunteer (how IS that website funded? hmmmm) clearly has the hump about IVA's....

Kindest regards.