New debt emerging
Posted: Wed Aug 18, 2021 1:22 pm
hi, I entered an IVA a few years ago and after one year came into a large sum of money. I used some of this to settle my IVA.
I now have one of the companies owed saying they were never paid and chasing me for a debt from 2015.
are they allowed to do this?
I've spoken to the IVA company and they have confirmed my IVA is settled but cannot find my paper work for it.
I don't know what to do from here as I've worked hard to build my credit score and now its back in the floor due to them adding this to my credit score late last year.
I now have one of the companies owed saying they were never paid and chasing me for a debt from 2015.
are they allowed to do this?
I've spoken to the IVA company and they have confirmed my IVA is settled but cannot find my paper work for it.
I don't know what to do from here as I've worked hard to build my credit score and now its back in the floor due to them adding this to my credit score late last year.