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Re-mortgaging after IVA

Posted: Mon Nov 21, 2022 5:15 pm
by wakeywakey
So my IVA finishes next summer (not sure I can get there with current rate rises) and I'm going to need a re-mortgage as my interest only mortgage of 100k is due 2024 (house value currently 170k)
Is there any mortgage companies that will lend to ex iva's next year and as my age will be 64 by then, do you think it's feasible to try this route?

Re: Re-mortgaging after IVA

Posted: Mon Nov 21, 2022 5:22 pm
by Breezy
I would suggest a chat with a whole of market broker who specialises in those with an IVA, or similar, in their past.

We have two such brokers who post on here. Their contact details can be found in their profile pages here :

Ryan: https://www.iva.co.uk/forum/memberlist. ... le&u=18488
Shaun: https://www.iva.co.uk/forum/memberlist. ... le&u=22837

I gather that some lenders are extending age limits to reflect our longer longevity. Hopefully you can find one.