www.iva.co.uk

Hoping someone can help?

Hubby had an IVA (08 December 2005) and offered F&F on 18 September 2007.

Just checked his credit files to make sure it was all marked as satisfied etc and Barclaycard still show a balance outstanding of £922 and are still reporting and have registered a default on 1 March 2008!!!

Yet, they sold their debt to Max Recovery who have reported also, but correctly and shown as satisfied as of November last year. Everyone else's reporting etc was correct.

Do we contact the credit agency, Barclaycard or Max Recovery and what can we say? Does anyone have a template letter we could borrow?

Contact Barclaycard and the credit referencing agency and ask for the entry to be removed.

Sorry Melanie but when you say ask for the entry to be removed, do you mean the default to be removed? What happens when a debt is sold on, I know that the who it was sold to should report on the account but what about the people who sold it on. Just asking before I check his file again for the other debts that were sold on.

This should have been removed by the company who sold the debt on at the point of sale.