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Posted: Sat Mar 01, 2008 10:16 am
by moneypit
Hi everyone. I have recently sought advice form the national debt line regarding a dmp but they seem to be messing me around a bit and its getting REALLY STRESSFULL now. Can anyone help with with some good companies I can go to for help???????????
Does it matter how big my debt is to be in a DMP?????
Posted: Sat Mar 01, 2008 10:20 am
by aguise
Hi moneypit
If you can post more details of your situation debt owed how much dispoosable income etc then more advice can be given. Ther is also Brightoak, Andrew Graveson who I would recommend to you, his details will be on the experts page. You could always contact him for a second opinion.
Hope that helps
Ang
Posted: Sat Mar 01, 2008 10:24 am
by moneypit
Thanks Ang brightoak name has also been recommended it sounds like a option
Thank u
Posted: Sat Mar 01, 2008 6:12 pm
by Lisa2009
Hi i just wanted to add that Andrew from Brightoak dealt with our remortgage. Please dont be nervous because he is very approachable and proffesional and will do all he can to help.
Posted: Sat Mar 01, 2008 9:10 pm
by petes39
moneypit.
if you advise us all on your debts you will have so much advice as everyones income is different as well as outgoings, my example is i pay two separate maintaince payments.
Best wishes pete
Posted: Mon Mar 03, 2008 9:41 am
by Andrew Graveson
Hello moneypit,
There is no real reason why the size of your debt should affect whether to enter into a DMP.
The key elements of any DMP are that you want to repay your debts but are simply not in a position to meet the contractual level of payments. As an alternative you offer to repay an affordable amount over a longer period until the debt is cleared.
Happy to help you with this in any way that I can and will keep an eye on this thread of the forum.
Posted: Tue Mar 04, 2008 9:17 pm
by moneypit
Hi all
Thanks for your comments really appreciated them - I sent Andrew @ Brightoak an e-mail in the hope that he can help me out of my finanical nightmare....[:)]
Posted: Tue Mar 04, 2008 9:44 pm
by emma_t
Good luck moneypit
From all the comments I read on the forum about Brightoak you will get good, honest advice from them regarding your situation.[:)]
Stay in touch with the forum also as you will find it a great support
Good luck
Emma
Posted: Tue Mar 04, 2008 10:12 pm
by Soulgrowth
Hi moneypit ... I just wanted to say good luck. You have made some positive steps forward. Do keep in touch with the Forum and let us know how you get on.
Debbie
Posted: Tue Mar 04, 2008 10:18 pm
by MelanieGiles
You will be in safe hands with Andrew and I hope he will be able to help you out.