Posted: Thu Mar 06, 2008 10:41 am
i have been seperated from my husband for 5 years, i am on income support, and i have a lot of debts that incured during my marriage..one of my debtors which i owe £10.450 (most of it interest), has sent ,me a Interim Charging Order against me and my husbnd at my new address, as they have found out that i am a co-owner of the house where my husband lives with my 23 year old son! they are going to pass a judgement on this next month.
i have never contributed to the mortgage and as far as i know, after an interview i had with CCCS i was told to go bankrupt.i didnt.. because i knew they would find about my co-ownership of the house, so i came to an agreement with my debtor of £1.per month..i dont know if i missed any payments(i dont think so).
i had a verbal agreement with my husband that i would never force him to sell the house to get my share, as i never contributed in any way towards it...why have they send a Charging Order in my husband's name as well? the credit card debt was totally on my name...he knew nothing about it! can they force him to pay the debt or sell the house? would it be advisable to remove my name from the deeds? when my debtor hears that i have removed my name AFTER they served me with the order could i get into more trouble?...i would prefer not to wave my rights on the house, unless its absolutely necessary...please advise me what is the best solution to get out of this mess i have created!
i have never contributed to the mortgage and as far as i know, after an interview i had with CCCS i was told to go bankrupt.i didnt.. because i knew they would find about my co-ownership of the house, so i came to an agreement with my debtor of £1.per month..i dont know if i missed any payments(i dont think so).
i had a verbal agreement with my husband that i would never force him to sell the house to get my share, as i never contributed in any way towards it...why have they send a Charging Order in my husband's name as well? the credit card debt was totally on my name...he knew nothing about it! can they force him to pay the debt or sell the house? would it be advisable to remove my name from the deeds? when my debtor hears that i have removed my name AFTER they served me with the order could i get into more trouble?...i would prefer not to wave my rights on the house, unless its absolutely necessary...please advise me what is the best solution to get out of this mess i have created!