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Posted: Tue Jun 12, 2007 1:44 pm
by zoe
Hello all
Bankruptcy date is through
Thursday 21 June 10.30am
They did suggest 19th June, however as my wedding anniversary have decided not to have that day.
I am absolutely petrified!
Z
X
Posted: Tue Jun 12, 2007 1:53 pm
by Skippy
Hi Zoe, please don't be scared. I know it's easy for me to say, but it really isn't as bad as you think that it'll be. When I went to court I was treated with courtesy and dignity all the time. Believe me, it'll be such a weight off your shoulders. You have tried your best with the IVA, so you can hold your head high and be proud of yourself.
Good luck x
Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.
View my blog at
http://skippy13.blogs.iva.co.uk/
Posted: Tue Jun 12, 2007 1:55 pm
by ivoriva
Hi Zoe,
Best of luck with this, it should be all done quickly and without too much trouble from all accounts, so try not to be worried. Im sure when the day comes and all is done, you'll feel a great sense of relief and you'll know that all being well, you'll be discharged and free to start again in just 12 months time.

Posted: Tue Jun 12, 2007 1:57 pm
by lily
Hi Zoe
Good luck with this, I know how scared I was but as Skip says its never as bad as you think. Please take care.
Love
lily
Posted: Tue Jun 12, 2007 1:58 pm
by coco
Hi Zoe, as you know a number of us have gone BR and trust me it is not as bad as what you may think everyone is really nice even the judge, it was a bit nerve racking but it was over so quickly. Remember you have done your best to repay the debt and now by the end of june it will be over and you can finally move forward. If you have no assests ie house etc then it should be straight forward. I do not pay any monthly payments but am about to loose the house soon then i can finally say it is over. I have never once regretted my discision (albiet it would have happened anyway) going BR i am so much happier without worry about the IVA payments etc.
Good Luck and keep up posted
x
(I apologise for my keyboards poor spelling and grammar)
http://coco.blogs.iva.co.uk
Posted: Tue Jun 12, 2007 3:20 pm
by finebridge
Hi Zoe,
Good luck for the 21st. Please let us know how you get on and how you found the process. This may help others in the same situation.
Kind Regards
Nicola
Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk
Posted: Tue Jun 12, 2007 3:37 pm
by aguise
Hi Zoe
All the very best for the 21st, try not to worry. Like with most things it is never as bad as you think it will be, and soon you will be free of all the worry. Let us know how you get on.
Ang
Posted: Tue Jun 12, 2007 3:44 pm
by iva experts
Glad to hear that you have a bankruptcy date Zoe! Although this has been a tough experience you are going to come out of it stronger than before.
Keep the Faith.
Best Regards. IVA Experts
Posted: Tue Jun 12, 2007 3:49 pm
by scaredkez
Zoe good luck for the 21st although we can't be there with you we will all be in spirit, honestly it is not as bad as you think, although you will be nervous on the day its all over in minutes if you have to see the judge, he will see you have tried your best so good luck and let us know how you get on.
love kerri
Please view my blog at:
http://scaredkez.blogs.iva.co.uk/
Posted: Tue Jun 12, 2007 4:19 pm
by Oliver
All the best for the 21st Zoe. Take heart from all the positive feedback from people who have been through the bankruptcy process.
Best Regards
Oliver
Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at:
www.thomascharles.com/about_us.asp