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Posted: Mon Aug 10, 2009 6:17 pm
by skint
Id like to thank you all for your help on this board. My IVA is finally over. I would have had two more years but an F&F was accepted by my creditors and I received my letter today. Everyone has been paid and it has been completed successfully.
Now comes life after the IVA and the repair of my credit. Not that I am going to get myself in this pickle again. The only thing I intend on borrowing for is a house(unless I win the lottery). Everything I will save for and pay off right away.
I know that others have had alot of worse experiences than myself but I can say that building up to the IVA and struggling through it has been a tough one.
Congrats to everyone that has completed their IVA's and to those of you that are still in them there is a light at the end of that tunnel.
Posted: Mon Aug 10, 2009 6:19 pm
by kallis3
That's fantastic news Skint.
Good luck in the future - don't forget us and let us know how you are getting on.
Posted: Mon Aug 10, 2009 6:20 pm
by skint
kallis3 wrote:
That's fantastic news Skint.
Good luck in the future - don't forget us and let us know how you are getting on.
Thank you Kallis3 I plan to stick around. Ive just been so busy over the past few months. I think finishing my IVA is the best thing that happened to me all year!
Posted: Mon Aug 10, 2009 6:23 pm
by kallis3
I'm sure it is!
It gives the rest of us hope that we can get there one day as well.
Posted: Mon Aug 10, 2009 6:38 pm
by Shining
Well done on finishing your IVA and it does give us hope that we will get there as Kallis says x
Posted: Mon Aug 10, 2009 6:43 pm
by banjoplayer
Congratulations on your achievment, well done.
regards BP
Posted: Mon Aug 10, 2009 8:49 pm
by plasticdaft
Thats great news Skint.
Paul
Posted: Tue Aug 11, 2009 9:13 am
by Michael Peoples
Well done and it does show there is light at the end of the tunnel.
Posted: Tue Aug 11, 2009 1:47 pm
by althas
Fantastic news Skint, congratulations
Posted: Tue Aug 11, 2009 1:59 pm
by jes2710
Congratulations Skint! Well done on completing your IVA. I have five months left to pay into my IVA and have to say these last few months are d-r-a-g-g-i-n-g more than the last four and a half years. Posts like yours help me keep my spirits up! Congratulations again. Enjoy your debt-free life!
Posted: Wed Aug 12, 2009 12:29 am
by Lisa2009
Well done skint.I remember the feeling well.
Good luck in your debt free future x
Posted: Wed Aug 12, 2009 12:36 am
by rhondda2
congrats Mrs skint ,isn,t a brilliant feeling
Posted: Wed Aug 12, 2009 6:01 pm
by MRBLUESKY
great news skint good luck for the future from me aswell.[:)]
Posted: Wed Aug 12, 2009 6:03 pm
by omega
well done pleased for you[:)]
Posted: Fri Aug 14, 2009 7:11 pm
by larainep
yey well done Skint, and I hope you won't be from now on (skint that is)
I don't know about anyone else, but I have gotten so used to not having the £500 a month that I pay into my plan, that when my plan is finished in 2011 I will continue to pay it into something else to bump up my pension.
[:)]