www.iva.co.uk

Hi Everyone

Hope you are all well

Since my IVA was completed by F&F i have been on my first holiday in 2 years had a great time, and have treated myself to some new clothes. My spending has been sensible, i could go crazy if i want to with the extra money but i havent and i am now on the road to saving.

I am still waiting for my completion certificate to come through i rang my IVA company and they said my case has been passed to the Insolvency Practioner to sign off.

There has been a delay as they had to give one of the creditors 28 days legally to lodge a claim (Oct 1st was the deadline) for an overdraft which was included in my iva proposal, but i never actually had as it was cleared before the IVA started.

I hope my IVA gets wrapped up soon and i receive the paperwork soon especially as its my birthday next week! Will keep you all posted.

Kind Regards

Kool_73

CONGRATULATIONS-IT MUST FEEL SOOOOO GOOD-IM ONLY ONE MONTH INTO SIX YEARS BUT THE RELIEF OF NOT HAVING TO WORRY IS GREAT-HAVE A WONDERFUL BIRTHDAY!!!!!!!!![:)][:)]

It's all coming together for you Kool, hopefully that certificate will turn up soon.

Have a great birthday.

Ooo holiday sounds great am please you have been able to spend a bit on yourself. have a great birthday and spoil yourself,

Trusting your certificate will arrive soon.