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Posted: Tue Nov 09, 2010 5:30 pm
by Guildo2000
Thank you DFD. My F+F was accepted today. Had to as for early termination as I had to relocate abroad and do not earn enough to continue my payment. Thanks to the fact that I paid in already almost the initially envisaged amount my request was approved. Finally totally debt free. The team from Debt Free Direct were brilliant- I can highly recommend them. They were supportive through all the five and a half years and their conduct was fair and professional thoughout.
Surely I will not get into a situation like this before.
I am very relieved and happy.
Posted: Tue Nov 09, 2010 6:45 pm
by nepensioner
congratulations Guildo, its a great feeling to be debt free at last, and now be able to move on with your life
Posted: Tue Nov 09, 2010 10:45 pm
by Shining
Congratulations on your F&F being accpeted and I hope your debt free future is a smooth one. Positive for DFD x
Posted: Tue Nov 09, 2010 10:48 pm
by kallis3
Excellent news, congratulations. Another good result for DFD as well.
Posted: Wed Nov 10, 2010 9:59 am
by flow13
Congratulations. x
Posted: Tue Nov 16, 2010 4:04 pm
by Drew
Good for you Guildo! Great outcome.
Posted: Tue Nov 16, 2010 4:24 pm
by Declan at DebtFreeDirect
Congratulations and best of luck for the future Guildo.
Thanks
Posted: Tue Nov 16, 2010 4:29 pm
by liamjames
Fantastic stuff - congratulations to you and DFD.
Posted: Tue Nov 16, 2010 6:09 pm
by greeneyes34
Congrats. x
Posted: Sat Nov 20, 2010 10:58 am
by darth-skint
Guildo2000 wrote:
Thank you DFD. My F+F was accepted today. Had to as for early termination as I had to relocate abroad and do not earn enough to continue my payment. Thanks to the fact that I paid in already almost the initially envisaged amount my request was approved. Finally totally debt free. The team from Debt Free Direct were brilliant- I can highly recommend them. They were supportive through all the five and a half years and their conduct was fair and professional thoughout.
Surely I will not get into a situation like this before.
I am very relieved and happy.
Great news!
They took a settlement with only 6 months left??
Did they not ask where the money come from too?
Posted: Sat Nov 20, 2010 11:15 am
by kallis3
They would have asked and you have to provide proof, it's all to do with money laundering.
Posted: Thu Jan 06, 2011 6:13 pm
by Guildo2000
My F+F was that my last payment was sufficient to satisfy the creditors. There was no additional lump sum involved.
Posted: Thu Mar 17, 2011 5:37 pm
by Guildo2000
Finally received my certificate of completion. The nightmare is over. Thanks to DFD and the Coop bank and their cashminder account. One lesson learned: If you cant afford to pay for it right away - you can probably not afford it at all. I have noticed that after 5 years of austerity I am still very careful with spending and managed to save actually quite a bit in the last four months. I am definately not going back to my old wasteful years of spending beyond my means.
Posted: Thu Mar 17, 2011 5:49 pm
by howard07
Congratulations Guildo. Mine finished yesterday. and i like you have learn't a lot of lessons, the biggest one being not to live beyond my means.
Good luck for the future.
Cheers...Howard
Posted: Thu Mar 17, 2011 5:56 pm
by ginger3232
Congrats to you both. Now get the wine out!