www.iva.co.uk

went to see bank manager she said she didnt know how system worked rang them and e mail them we took a 70.000 mortgage out to live and pay our billsoff we got no reply no contract no and wages was advised to cancel itby our bank the next we heard was we owed 8.000 and they wwas making us bankruptwe both had break downs rang a company to get us an iva the company money worries frome wales rippped us off for £500. re 10took over and i was not made bankrupt provided i sell my investment propery which i bought from my father from my father in 1985 for my retirement then wwe got lloyds osbundman involved to help so i delaled selling until case was sorted but we have now been both made bankrupt and the house has been taken off us we are both 66 years old penniless left now cant work thro all this my hair is falling out

Did Moneyworries refer you to RE10 for IVAs? Why did the IVAs fail, or were they not accepted in the firsmt place. Your post is a little confusing, so if you could pinpoint the key points in order of chronology, perhaps we can help further.

Could you also provide a list of your assets, as it may be possible for you to propose new IVAs regardless of the fact that you have been made bankrupt, and perhaps you could salvage something out of a bad deal.