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Posted: Tue Feb 15, 2011 2:07 pm
by deanno
Its been a long road but finally getting to the end. We had to do another year because we couldn't re-morgage, its a part ownership home. We have 2 IVA payments left and then we are clear.Should have been just 1 payment left, this is now my ranting bit. I went onto monthly pay so moved the payment from the end of the month to the beginning, the money is there then. Anyway the bank didn't move the payment forward they moved it back. We never spotted it till the yearly review came in. But we spoke to our I.P and he was happy to let us just catch up at the end. So all being well, April is the last one.

Its hard but worth it in the end. I have friends who have gone bankrupt, they don't know we are in an IVA. I can understand why some people go the bankruptcy route, but i have to admit we have the satisfaction and smile knowing we have paid most of our debt of.

Dean

Posted: Tue Feb 15, 2011 2:13 pm
by Declan at DebtFreeDirect
Congratulations and well done Dean.
Its often a difficult journey with many bumps and twists and turns. Best of luck for everything in the future.

Thanks

Posted: Tue Feb 15, 2011 2:17 pm
by Michael Peoples
Well done from me too.I am sure you have a hole dug for the first month all your wages are your own.

Posted: Tue Feb 15, 2011 5:02 pm
by kallis3
Excellent news deanno, congratulations.

Posted: Tue Feb 15, 2011 5:45 pm
by Foggy
Good one -- well done !

Posted: Wed Feb 16, 2011 10:23 am
by flow13
Well done. xx