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Posted: Wed Aug 17, 2011 5:28 pm
by Grumple
I have just got off the phone to DFD (only took 3 attempts & half an hour to get through today!) they have confirmed that they have received our last 2 payments and that we can cancel the standing order. [:D]
We made the last 2 payments together as we were due to finish in September -DFD advised us to pay early as the iva has been playing on my husband's mind and affecting his medical condition badly.
We have been told that the case will be passed to the completions team and they will ring us if there are any problems?? We know there are 2 outstanding creditors.
Can anyone tell me are the completions the same as closures team? What sort of problems can there be? When should I start chasing them?
We are so pleased to have paid the final payment, I just want it all finished asap so my husband can stop worrying.
Posted: Wed Aug 17, 2011 5:33 pm
by Shining
Well done on making your final payment. I think all companies vary in how the timing of the closure of the IVA. Might be worth a chat with their team to ensure a speedy wrap up to stop your hubby worrying further. At least it's done now. x
Posted: Wed Aug 17, 2011 5:34 pm
by kallis3
Well done on finishing. I don't think you will have any problems, the closures team will just be sorting out the finaL bits.
Posted: Wed Aug 17, 2011 6:22 pm
by MRBLUESKY
Hi Grumple congratulations i hope your hubby is ok now.
Posted: Wed Aug 17, 2011 6:46 pm
by Rosepetal
well done! we got a message at the beginning of this week to say ours can now be closed& that we should have our certificate next week!!!
GOOD LUCK X
Posted: Wed Aug 17, 2011 8:13 pm
by relieved33
Congrats! I can only imagine how good it must feel to come out the other end!!
Posted: Wed Aug 17, 2011 8:21 pm
by Vinnie
CONGRATS FROM US AS WELL. XX Iva completed 11 Aug x
Posted: Wed Aug 17, 2011 10:05 pm
by Grumple
Thanks to everyone for your congratulations. It is a relief to have paid the last instalments but the 2 outstanding creditors are worrying us.
Thanks for asking after my husband Mr Bluesky, he doesn't feel any better - he is still in a very dark place, he has just had to start using a wheelchair and is looking at losing his job and our home soon. All of these things are dragging him down which is making him worse. Just hope we can wrap this iva business up very soon as any stress affects his condition badly.
Posted: Thu Aug 18, 2011 4:07 pm
by Ivaniva
Congratulations.
I had never thought of paying the last two payments together.
I might give it a go if it can speed thing up.
Posted: Thu Aug 18, 2011 4:08 pm
by kallis3
You can but ask - they can only say no!
Posted: Thu Aug 18, 2011 4:21 pm
by Declan at DebtFreeDirect
Hi Grumple
I've emailed you this morning with an update. Let me know if you get it okay. I know exactly what you’re going through so i will help in any way that i can.
Thanks
Posted: Thu Aug 18, 2011 4:50 pm
by Grumple
Thanks Declan, I have just picked the email up. Thank you so much for your swift response.
Posted: Thu Aug 18, 2011 4:54 pm
by kallis3
You can rely on Declan to help you out.