Posted: Thu Jul 19, 2012 2:50 pm
...it is now!
Thrilled to report that this morning I received my completion certificate and final chairman's report from my full and final on my IVA.
This means that I am for the first time in 18 years, completely free of debt (apart from my phone bill LOL)....
Can't stress enough how excited I am for the future.
I'm starting an Open University degree in October and am looking ahead with renewed optimism.
From the depths of despair just two years ago to where I am at now has been a remarkable journey, helped so much by all you guys on here and, of course, the wonderful Melanie Giles and her team.
I am really proud to have a completion certificate. It was like opening my school exam results all over again today when it dropped through the door.
Onwards and upwards, and to anyone who is just starting out on the journey, my advice is, stick with it and stick with us.
This place offers such magnificent support and the long journey to debt freedom is well worth it and all the easier with the support from this forum.
Thrilled to report that this morning I received my completion certificate and final chairman's report from my full and final on my IVA.
This means that I am for the first time in 18 years, completely free of debt (apart from my phone bill LOL)....
Can't stress enough how excited I am for the future.
I'm starting an Open University degree in October and am looking ahead with renewed optimism.
From the depths of despair just two years ago to where I am at now has been a remarkable journey, helped so much by all you guys on here and, of course, the wonderful Melanie Giles and her team.
I am really proud to have a completion certificate. It was like opening my school exam results all over again today when it dropped through the door.
Onwards and upwards, and to anyone who is just starting out on the journey, my advice is, stick with it and stick with us.
This place offers such magnificent support and the long journey to debt freedom is well worth it and all the easier with the support from this forum.
