www.iva.co.uk

Posted: **Mon Sep 10, 2012 7:49 pm**

Hi Everybody,

My apologies for not posting for a while but have had lot's going on and now just wanted to update you all to how great things are going and to share my positive experience of an IVA and how there is a big bright light at the end of that tunnel.

I have now been in full time employment working back in London which I love since May working for a great firm who really for once do value there staff and I am already starting to go places which is fantastic. Got copies of my credit files from all the agencies to see where I am and back at the top and in the black which is great but I will reiterate no more credit unless it is for a Mortgage which I am currently saving fees for at the moment and hope as I received some inheritance to buy my 1st House with my long term (she has been a god send) partner probably the beginning of next year.

Just wanted to share my positive experience of things in particular my IVA journey and if I can help anyone along the way always willing and happy to help.

God bless you wonderful people [:)]

Posted: **Mon Sep 10, 2012 7:54 pm**

That's great news,Ray. Glad everything is working out for you. Good,luck with the house hunting!!

Posted: **Mon Sep 10, 2012 8:21 pm**

Great to hear its on the up, Ray

Posted: **Mon Sep 10, 2012 8:29 pm**

Great news and if you need some mortgage advice use a whole of the market broker who will have access to products for those with previous bad debt history's.....Ryan who posts on the forum comes highly recommended and has helped a number of posters get on the property ladder at different stages of their journeys...good luck.

Posted: **Mon Sep 10, 2012 8:37 pm**

It is always nice to see someone coming on her with a positive post, and glad that your life seems to be moving forward for you. Thank you for sharing those experiences with us and good luck for the remainder of the IVA term.

Posted: **Mon Sep 10, 2012 9:01 pm**

Fantastic news x

Posted: **Tue Sep 11, 2012 3:18 am**

Positive post Ray and so glad it's all coming together for you. Great to hear from you x

Posted: **Tue Sep 11, 2012 12:57 pm**

Thanks everyone much appreciated

Posted: **Tue Sep 11, 2012 2:26 pm**

Thats a great post Ray and thanks for taking the time to write it. So pleased to hear how positive things are for you and long may it continue!

Posted: **Mon Sep 17, 2012 8:07 pm**

Glad things are going well for you Ray and thanks for letting us know there is light at the end of the tunnel

www.iva.co.uk

Ray's update