Page 1 of 2
Posted: Tue Oct 29, 2013 10:59 pm
by fbdo
To Mel and her team.
I had my variation meeting today and my creditors are accepting payments made to date as Full and Final settlement.I can't thank Mel and her team enough,life has changed dramatically since I started this process and I am not able to maintain my payments due to my partners illness and loss of earnings.The support and help that I received from Gill over the past few months has been second to none and Leighton in helping me with the final loose ends,but bless him he even had to deal with me blubbing on the phone today giving me the good news!!I have spent the past 4 years watching this forum and always thank my lucky stars that I found it which led me to Mel and her team and to all of you,it is always nice to know that there were people out there like me going through the same fears and worries. Thanks again to all[:)]
Posted: Tue Oct 29, 2013 11:01 pm
by mazbrown
All the best in the future
Posted: Tue Oct 29, 2013 11:13 pm
by fbdo
Thanks!!
And to you!!
Posted: Wed Oct 30, 2013 1:23 am
by MelanieGiles
And for some further good news - I have closed your case tonight and your Completion Certificate is in the post. Thank you for being such a helpful client to work with over the last few years, during which you have suffered from some terrible times. You really now do need to look after that lovely partner of yours, and enjoy being debt free.
Posted: Wed Oct 30, 2013 5:29 am
by luluj
So pleased you can move on and focus on your family. Well done to Mel's team .... As always excellent customer service provided throughout.
Posted: Wed Oct 30, 2013 9:12 pm
by fbdo
Good God Mel do you ever sleep?
Thank you for sorting it all out so quickly and to your helpful team they are a real asset to you!!
Thanks too Luluj for your kind words!!
Posted: Wed Oct 30, 2013 9:32 pm
by Providence
I totally concur with your initial post fbdo. I too have benefitted from Mel and her wonderful team including Gill and Leighton (I loved speaking to him on the phone with his calming voice and lovely accent

)
My IVA began in June 2008 after an anxious few months and concluded this summer. My completion certificate was issued from Mel within 6 weeks and I dropped off the insolvency register almost immediately.
It was a hard slog but whenever I had any questions or concerns Gill was just an email away and even today I had a query and Gill got back to me within hours. That is great customer service considering I am really no longer a customer!
Thank you Mel and team for guiding me through the whole IVA process from start to finish so helpfully and professionally, I will be forever indebted (nice pun!) to you all.
Now I have some spare cash every month I might save and invest in Mel and her team!!!
Onwards and upwards fbdo. The future is bright and DEBT FREE

))) xx
Posted: Wed Oct 30, 2013 9:35 pm
by clairemichelle
Brilliant news fbdo. All the best for the future.
Cm xxx
Posted: Wed Oct 30, 2013 9:41 pm
by fbdo
Congrats to you as well then Providence,weren't we lucky to get Mel and her team!!
Thanks a mill Clairemichelle!!
Posted: Wed Oct 30, 2013 9:44 pm
by MelanieGiles
Thanks to both of you for some really nice comments about our team, and the very best of luck to both of you.
Posted: Fri Nov 01, 2013 4:23 pm
by Michael Peoples
Congratulations from me too and well done to Mel and her team.
Posted: Fri Nov 01, 2013 6:19 pm
by back on track
that some kind of record for issuing cc,1 day.
well done for showing its not impossible to get things right as gt seem to be on planet clanger when the time to wrap up cases needs doing.
well done mel
Posted: Sat Nov 02, 2013 11:41 pm
by fbdo
Sorry should have updated sooner but I received my Completion Cert on 31/10/13 is was issued on the 30/10/13.That is one amazing IP I have!!
Thanks to all for your kind wishes!!xx
Posted: Fri Nov 08, 2013 11:24 pm
by fbdo
I am now off the Insolvency Register!!!!
Thank you Mel!!
Posted: Fri Nov 08, 2013 11:35 pm
by Julie
Well done fbdo!