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Posted: Wed Dec 11, 2013 8:02 pm
by mazbrown
Well I'm sitting here typing this with my completion certificate in hand .

Freeman Jones have been fantastic , I sent my November wage slip on 3rd December , completed my final review on the 5th .
Got an email on the 6th saying my completion documents will be sent on 9th December .

I arrived from work today and the final report, Receipts and payment and completion certificate dated the 9th December are here :-)

Freeman Jones have been brilliant throughout the 5 years . Always there when you need them .

Sarah Jolly & Steve Hewitt have always answered any questions via e-mail .

There's not been much contact as I've just got my head down and got on with it .
My pay slips were sent in promptly and I intervened when going through the PPI with Think to Claim by calling creditors to chase the claims etc .

I've learned a hard lesson but it's defiantly worth it now .

My car is in desperate need of a replacement , I have looked into finance but there's no way I can justify paying the high APR , I know some people like me would have to replace there's but I'm going to hold out til nov 14 when the iva falls off my credit file .

This forum is a great place for advise and support , the members and experts are a great bunch of honest and supportive people and I would like to thank each and everyone of you .

I'm not going to stop posting on the forum as it will help others moving forward .

Just opened a box of chocs and a diet coke - hardcore :-)

They think it's all over , it is now :-))

Posted: Wed Dec 11, 2013 8:53 pm
by Foggy
Well done, Maz, great post :-) And great to hear good news about FJ. :-)

Posted: Wed Dec 11, 2013 9:08 pm
by MelanieGiles
That is brilliant feedback for Freeman Jones - I do hope that Sarah and Steven pick up on your post tomorrow. IPs are always pleased to receive feedback - especially when it is positive!

Well done for completing your IVA, and enjoy your first debt free Christmas for a while.

Posted: Wed Dec 11, 2013 9:17 pm
by Shining
Fab news well done FJ and more importantly congratulations to you what a wonderful Christmas gift...debt freedom.

Posted: Wed Dec 11, 2013 11:13 pm
by Michael Peoples
Congratulations and excellent job by FJ.

Posted: Thu Dec 12, 2013 6:16 am
by Hair_bobbles
Well done mazbrown!! Next step ....in a few weeks...is the credit file clean up & I hope the chocs were cadburys milk tray!

Posted: Thu Dec 12, 2013 6:21 am
by Pennyless
Well done Mazbrown. Thats a great post........well deserved congratulations to you and to Freeman Jones for their swift conclusion.

Have a wonderful Xmas.

Posted: Thu Dec 12, 2013 8:00 am
by Sarah Jolly
Morning mazbrown.

Thank you for the post and well done!

I'm really pleased for you and I'm sure this has made your Christmas.

Wishing you all the very best for the future from all of us at Freeman Jones.

Sarah & Steve

Posted: Thu Dec 12, 2013 10:00 am
by Kelly O
Congratulations on successfully completing your IVA :-)

Have a wonderful Christmas and all the best for the future

Posted: Thu Dec 12, 2013 8:08 pm
by mazbrown
Thank you all for the kind words , can't believe it's over .

Posted: Thu Dec 12, 2013 8:16 pm
by luluj
Great christmas present ....enjoy !

Posted: Sat Dec 14, 2013 7:13 am
by mazbrown
Just another update, e mail my completion documents yesterday morning to the insolvency register , checked this morning and I'm off /-)

Posted: Sat Dec 14, 2013 9:35 am
by Foggy
Excellent :-)

Posted: Sat Dec 14, 2013 3:26 pm
by Struzzo39
Fantastic news.

Posted: Sat Dec 14, 2013 3:57 pm
by Michael Peoples
That is fast! This time next year your credit file will be clear and you deserve it. Well done.