www.iva.co.uk

Posted: **Mon Oct 06, 2014 3:45 pm**

Not really a question but just to state that having just completed my 1st year I&E review that things are looking a bit better than they did 15 months ago.

I am spending slightly less now on loans etc then what I was before.

it is hard but so far so good. I trust other people are finding it better than the situation they were in beforehand

Posted: **Mon Oct 06, 2014 5:44 pm**

Well done, Tim. If you don't fight it you will settle in to IVA life quite nicely ... "cutting the cloth accordingly" and all that.

True, it's no picnic -- but for the most part, better than life before.

Posted: **Mon Oct 06, 2014 7:23 pm**

Well done and keep at it Tim. The "experience" is hard but teaches a valuable lesson.

Posted: **Tue Oct 07, 2014 7:01 am**

Well done

Posted: **Tue Oct 07, 2014 11:57 am**

It's a good feeling and will be worth it when it's done. x

www.iva.co.uk

1 done 5 to go