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Posted: Mon Oct 05, 2015 10:06 pm
by ashnatlucy
We have one payment to go, November hopefully that will be it, no equity in our property so have been told by pay plan to cancel our direct debit
Can't believe we're the last 5 years have gone. It's not been easy, but we hung in there and survived. Advised it can take 3 months to finalise things, then freedom. Credit cards, never again. Will update over the next few months, this will be out 1 St Xmas IVA free and £900 a month in our pockets...

Posted: Mon Oct 05, 2015 10:14 pm
by KAYKAY
Congratulations...it is a great feeling when you are at last told to cancel your direct debit. Good luck with your new found debt freedom.

Posted: Tue Oct 06, 2015 9:19 am
by kallis3
Great news - well done on reaching the end!

Posted: Tue Oct 06, 2015 11:58 am
by Michael Peoples
Congratulations from me too.

Posted: Tue Oct 06, 2015 2:55 pm
by Shining
Fab news, huge well done and I agree it's not easy.

Posted: Tue Oct 06, 2015 4:42 pm
by footiemad
Brilliant. Well done!

Posted: Fri Oct 09, 2015 1:17 pm
by sharky980
Well done I know how your feel, I have 2 payments to go and have been told to cancel my direct after the last one leaves in December!.
Its going to be an easier Xmas that's for sure.