www.iva.co.uk

Hi
here's hoping everyone had a good Christmas and that the New Year is kind to us all.
As usual, it's a bit late - that's me all over! - haven't been on here much lately as things got a bit out of hand for me.
Had a tough time, lost our eldest dog in September, both cars needed quite a bit of work for mot's etc and everything that could go wrong pretty much did. But - we survived, managed Christmas, although a scaled down version, but as I've been really ill with flu for the last week I haven't noticed much!
Got a Welsh Border Collie puppy, he's 10 weeks old and completely adorable so he's occupying a lot of time.
Hope everyone is well and keeping strong.
Best wishes for the coming year

P x

Hi Pap, it's good to hear from you. Sorry that you've had such a tough time, and that you've been ill but I hope the puppy is cheering you up - he sounds lovely! What's his name?

I hope 2010 is a better year for you xxx

I've been ill all over Xmas as well - horrid as I haven't felt like doing a thing, and due to my father-in-law and step-daughter also staying over, hubby and I have been roughing it in our spare room on camp beds, so I haven't even had a decent night's sleep!

Great news about the puppy - he/she must be a bundle of fun, and is probably just what you need right now. You may have had a difficult year, but you have stuck to your IVA payments and got through the first frugal Xmas. Things can only get better from now on.

Hi Pap, we too had a frugal Christmas but thoroughly enjoyed ourselves, the pup sound adorable as I love Collies in my ideal life I would have one to work but sadly I don't have the time to do this...you're very lucky to have him...enjoy x

Hi Pap,

Nice to hear from you. So sorry to hear about your dog, it's not nice when that happens. The new pup sounds lovely though.

Sorry you have been ill and I hope you're back to being 100% soon.

Hope 2010 is better for you and you are able to post more often.