Posted: Thu Jul 24, 2014 10:18 am
Hello, it's a long time since I posted on this forum, apologies. briefly, we are still in limbo re offset. We had a letter from Nat West offering a substantial amount for mis sold PPI. We contacted Clear Debt who instructed us to leave it with them and not accept a cheque. They then contacted Nat West to try and extract more money. Nat Westvthen wrote to us withdrawing the offer of a cheque and informing us they had offset the payment.
In frustration about 6 months ago, we wrote to the Financial Ombudsman. In response to their investigations, we received a very admonitory letter from Mr Mond who basically told us we has no complaint as we were debtors ( I'm surprised he didn't threaten us with Newgate ) he then went on to let us know how important he was. He seems to have cornered the market with regard to letters after his name, but does not seem to be able to do anything with them, as he has so far been singularly unable to get Nat West to part with the offset and has had to call in the cavalry seeking legal advice.
My point, is this. How do we get conclusion here. Our IVA ended nearly 2 years ago? Additionally, am I right in wondering if there has been some collusion here. We had no choice of PPI claims company. Hasn't there been an element of mi selling here too?[;)]
In frustration about 6 months ago, we wrote to the Financial Ombudsman. In response to their investigations, we received a very admonitory letter from Mr Mond who basically told us we has no complaint as we were debtors ( I'm surprised he didn't threaten us with Newgate ) he then went on to let us know how important he was. He seems to have cornered the market with regard to letters after his name, but does not seem to be able to do anything with them, as he has so far been singularly unable to get Nat West to part with the offset and has had to call in the cavalry seeking legal advice.
My point, is this. How do we get conclusion here. Our IVA ended nearly 2 years ago? Additionally, am I right in wondering if there has been some collusion here. We had no choice of PPI claims company. Hasn't there been an element of mi selling here too?[;)]