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Posted: Fri Apr 29, 2016 2:45 pm
by stepbystep
Sooooo i made my last payment 31st of march and the certificate and final report arrived today. Creditfix have got the closure process bang on.i was tranferred from MG and was not happy at all but its all over now and we are chuffed to bits. Its a nice feeling to have paid what you can to your creditors and learnt how to manage your finances again along the way. Thanks everyone for support during last 5 years especially foggy always there with an answer. Now then what shall i do with 460.00 extra a month.... yipeeeee#128522;
Posted: Fri Apr 29, 2016 2:49 pm
by kallis3
Hi,
Congratulations!!!
Posted: Fri Apr 29, 2016 2:54 pm
by Foggy
Hi and thanks for the kind words. Congratulations on getting to the end. It is a tough lesson, but one well learned
Onward and upward
Posted: Fri Apr 29, 2016 3:26 pm
by stepbystep
Thanks kallis and saving for a holiday now.
If anyone has any questions about the closure process im happy to tell youhow ours went...we worried for nothing it was simple.
Posted: Fri Apr 29, 2016 3:37 pm
by kallis3
Anywhere nice for the holiday?
Posted: Fri Apr 29, 2016 3:59 pm
by Lisa Thomas
Massive congratulations to you.
You could save your money and have £5k within a year...!!
Best of luck for the future.
Posted: Fri Apr 29, 2016 4:03 pm
by stepbystep
Thanks lisa in saving 2/3 and a third back in the budget.
Going to spain in august cant wait kallis.... oh and a meal tonight no expense spared. I might even choose a bottle of wine instead of a glass of house haha.
Posted: Fri Apr 29, 2016 4:04 pm
by kallis3
Enjoy Spain - it will be such a good holiday!!
Posted: Fri Apr 29, 2016 4:10 pm
by stepbystep
It certainly will....im happy as a pig in muck as they say in yorkshire
Posted: Sun May 01, 2016 10:14 am
by MerlinL14
Congratulations.
Posted: Sun May 01, 2016 10:43 am
by Foggy
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by stepbystep
It certainly will....im happy as a pig in muck as they say in yorkshire
Bet they don't say "muck" !! [:D][:D]
Posted: Sun May 01, 2016 2:17 pm
by susieq73
Congratulations on finishing, and save well for that holiday - you will have a great time and enjoy it!
I am same as u, just waiting on the final part - i've made my last payment and its weird this month having £400 spare! but it's going to my savings account every month. I've never had savings in my life..
Posted: Sun May 01, 2016 5:28 pm
by Shining
Fab news that you're officially debt free. Enjoy that holiday and I sincerely hope you have a fabulous time as you've definitely earned it and deserve it.
Posted: Sun May 01, 2016 7:15 pm
by stringyAcid
Well done. It's a great feeling.#128512;
Posted: Thu Jun 09, 2016 11:02 pm
by Mont
Ditto! Last payment was March and have just received my certificate of completion. I shall have a glass of bubbly for you and me! Congratulations I feel your joy!!!!