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Posted: Sun Apr 13, 2014 6:57 pm
by trixie
oh I have been waiting a long, long time to see this anniversary! I have done 5 years of payments, now only 1 to go. 60 months down, 12 to go. Light nearly is at the end of the tunnel.
It gets me emotional just remembering the phonecall to the insolvency practitioner as the case was being decided. I prayed for it to be agreed and on reasonable terms. I was given a 6 year deal, which I hadn't been expecting, but I had to agree. It was better than the likely 20 years it would have taken me to clear my debt on my own, in other words a life sentence. And I had been battling the debt for 5 years before this agreement so it was my only hope.
One year. When I am released I know I will cry.
Posted: Sun Apr 13, 2014 7:26 pm
by Foggy
Well done on getting this far Trixie -- on the downhill stretch now

Posted: Sun Apr 13, 2014 7:53 pm
by trixie
Thank you Foggy. Having this forum, with you and others here, has kept me sane & stronger for the past 2 years [:)].
Posted: Sun Apr 13, 2014 7:57 pm
by welshwiz
Hi Trixie
Good luck for the next 12 months, nearly there. I am sure if you look back the last 5 years will have passed quickly so with only 1 year to go it won't be long before you are enjoying your debt free life
Posted: Sun Apr 13, 2014 8:16 pm
by Foggy
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by trixie
Thank you Foggy. Having this forum, with you and others here, has kept me sane & stronger for the past 2 years [:)].
I am not often mentioned as one to help keep people sane --- usually the opposite [:D]
Posted: Mon Apr 14, 2014 10:31 am
by plasticdaft
I'm sure the final push will be over before you know it!!
Paul
Posted: Mon Apr 14, 2014 6:33 pm
by Struzzo39
Well done. I'm hoping this is our final year too. With no extension due to equity. (fingers crossed ) Think it might finish me off if we did have to do another 12 months
Posted: Mon Apr 14, 2014 8:30 pm
by country girl
I know I will cry when mine comes to the end but at the moment that feels like it will never happen!
Posted: Mon Apr 21, 2014 10:26 pm
by Struzzo39
Snap I know that feeling country girl. Feel like our lives are on hold
Posted: Tue Apr 22, 2014 10:57 am
by Shining
Well done on coming thus far, and I sincerely hope that the remaining 12 months run smoothly for you.
Posted: Thu Apr 24, 2014 4:17 am
by luluj
Final countdown .... Well done and stay focused still .... Twelve more payments and it's done!
Posted: Thu Apr 24, 2014 7:51 pm
by country girl
I just can't wait for next year to be here. 72 payments and hopefully it will all be over.
Posted: Sat May 03, 2014 3:58 pm
by Pandy
I have just gone into the last year as well, Next April cannot come round quick enough, I just keep thinking I more birthday (Aug), I more Christmas (Dec), lots of little milestones to use as a countdown.
Posted: Sat May 03, 2014 7:19 pm
by country girl
Yes Peejayel I am doing the same but really should not wish my life away at my age!
Posted: Mon May 05, 2014 7:17 am
by Struzzo39
That's just what we're doing Peejayel. It cant come soon enough. Hopefully the equity release will be in our favour. As its borderline