www.iva.co.uk

Hi all,

I'm new to this forum, couple of years into my IVA, actually, no, I'm exactly half way through this month, hurrah ...

Just moved from self employment in to secure employment and offered a car allowance as part of the offer, more hurrah ...

Contacted my IVA peeps, (Langley London)and asked for permission to get a car, they agreed, as the role will enable me to keep regular payments and maintain my IVA, which they granted, hurrah ..

Contacted all of the companies listed on this site to try and get a car, but because of my history, self employed and IVA, they ALL said no to a private lease, boo ...

Changed tact, and googled "long term car rentals" and found lots of companies that will rent you a car for up to 12 months without credit searching, hurrah ...

I was honest with them all, and they all agreed to let me have a car, without the usual 3 month deposit that leasing entails.

I have today secured a New Nissan Note 1.4, and it's costing me £280 per month, keeping it for 6 months, then I'll get something else.

Not sure if I can tell you who, depends on site rules, but I'll happily share the details with anybody that asks.

Hope that helps somebody.

DT
Keep smiling, you're alive, beats the alternative.

That's great news - and I cannot see any problem in sharing that information with the other forum posters. I for one would be very pleased to know which company were able to help you.

Thanks Melanie, didn't want to break any rules, especially in my very first post!

Have a look at

http://www.bellhire.com/aboutus.php

They are part of a group of companies, all specialising in cars in some manner.

Im assured that by renting for a 6 month period, I'm showing them that I can keep up regaular payments, so, if I choose to later I should be able to switch to a lease arrangement, meaning a slightly better car, for a lot less money!
All arranged in under two days, and one of the biggest factors was not having to raise the 3 month deposit everybody else insisted on.

I mean, how can you raise a grand when you're in an IVA?

Hope this helps somebody, see you all in the forum soon,

DT

Hi Devon and welcome to the forum.

Glad you have managed to sort yourself a car out. Hopefully that information will be useful to a lot of posters.

When do I stop being a "new member" ... is there some dodgy initiation cerenomey involving juggling cerdit cards and beating a loan shark?

Now there's a thought!!!!!!![:D][:D]

Thanks for the info DT, with all the problems with cars on here lately, we may all be googling that site [:)]

Do you think "beating a loan shark" could become an Olympic sport [:D]

That seems excellent - and not having to pay three months in advance is a real bonus. Thank you for sharing that with us.

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Is this focused on the London area?

I looked but couldn't find anything near the Midlands.

Not sure what you are talking about Matts [?]

Also noted on this thread a post from devon thomas - how come no more posts devon [?]

Matt - it shuldn't matter where you're based. You view the car online and can either go collect yourself or pay for delivery.

Paperwork can be emailed or posted etc.

Thats how it worked for us - we used a company in Sussex and live in Wales.