www.iva.co.uk

So been to the natwest which i set up on a dmp and explained my situation and as i have been a great customer with them no defaults late payments or missed any dd they kindly said once it is frozen they will not re-open it until i am discahrged and when that happens they will reconsider me, or in 6 years it should be no trouble the lady kindly said at the end of this conversation is that alright i say with tears in my eyes its not like i have a choice.

I have arranged to have my pay put into partners account but payroll say as its a third party (not married or joint account) they will only do this once and suggested a card which is like a topup card but a debit card????? which doesnt help me for my direct debits can they tell me where i can have my pay paid to surely if i want it paid into my partners account thats upto me !!!!!!!!!

anyone know about these cards im currently applying for the co-op as i hear they accept br ppl

P.S i phoned the courts to check what i need and was kindly advised the charges as now gone up to £495 !!!!!!!!!!!!!

£500 quid to go bankrupt ...............Nice

The fees went up in March this year, I think, shocking I know....
Not sure about the cards, but know that the co-op do the cashminder acc which is great for br's. We opened our account before we filed and it has d/debit's, debit card, internet & phone banking.

Hi There,
Agree with Chris - get yourself to the co-op quick for a cashminder account!! I opened mine with no hassle in a couple of weeks while waiting for the IVA to go through - the Nat west were not helpful and just time wasted. You'll need the usual things, passport, driving licence, utility bills,etc. Just find your ocal branch and pop in - they'll start the process then and there.
The pre-paid cards are also easy - just google pre-paid cards. There is a site available which compares the top ten cards, Virgin (Mastercard)to Splash Cash (Maestro)- I searched Maestro pre-paid cards. They will be useful if you need to stay in a hotel or want to web shop as you can only spend what you have already put on the card, also your partner can top up for you and a lot are free to top up and have no monthly fees.
I hope that helps and good luck,
Hugs,
Chardonnay