www.iva.co.uk

just this min had a call from egg wanting to speak to me, told him he was rude ringing so late at night when i have already told them i going down the iva route and then i just hung up.

I don't blame you - I had a similar call with MBNA. They kept phoning me at work and saying they had to take a payment so I told them that I had been disciplined for personal calls (I hadn't really) and that if they kept ringing me I would be sacked and they wouldn't get any money and I put the phone down when he was still talking! They never phoned again.

skippy wheres harry gone

i hung up on this poor chap whilst he was in mid flow, but i think now is too late to be ringing, the amex people i just cannot understand so i tell them. but i spoke to egg last week and explained everything to them

My baby is missing! Admin, where is he?!?

chasing frogs me thinks

Yuck! Everytime he comes in I'm checking his mouth to make sure he's not carrying anything!

I've just noticed Andy's picture is missing as well...

not cut my gass for ages, bet there are loads of frogs in there

Hi, I had a call this evening also from Egg at 8.40pm. I saw the 0845 no on the display, and was ready for them! The guy on the end was REALLY polite. When I told him I was entering into an IVA he asked me if I could make £5 payment today, and accepted when I told him that if I did, it would not be fair on the other creditors. He told me I have 28 days and then my card will be in default and the matter will be passed to a debt collection agency. I gave him my IP's telephone number and he was satisfied with that. Funny how people on the end of the phone can differ so much. This was my first call (of many probably) and this time, did not need to be on the defensive immediately as I was! Kazzy x

oops grass

I wouldn't worry michael, they will be used to it, call it hazard's of the job....lol

yeah chris, but only call i have been here to answer all other conversations i have rung them and informed them. got a few to do tomorrow