www.iva.co.uk

hi guys
our meeting has been arranged for thursday 19th june as 10am. well its its nearly here and i'm bricking it now.
i was kind of calm and trying not to think about it but now i just feel sick and i think i will do until the day finally arrives. i'm just dreading it being refused or them wanting to up the payments, which if they do i don't know where we'll get the extra money from.
everythings come to a head at the moment and i'm hoping this one thing will go right for us. i've has the worst 2 years of my life with family stuff and everything seems to have gone wrong lately. first the washer packed up then last week we had a big leak in the bathroom and its in a right state but we don't have the money to put it right, then my hubbys boss is being awful to him for no reason, so i'm worrying that hes trying to get him to leave or looking for an excuse to fire him and i'm just so stressed with it all.
ah well we'll soon see what happens when thursday comes. fingers crossed. surely our luck should change at some point right???

Connie,

I have everything crossed for Thursday for you. I'm sure it will go ok. We were the same when it came to ours, worried, not sleeping.

I am sure that your luck will soon change for the better.

A big hug coming your way for both of you.

Good luck for Thursday Connie x

All the best from me too Connie.

Ang x

good luck connie

thanks guys

you will be ok i just in process of collating all my information, then i will be as far down the road as you

Ah Connie, good luck for Thursday, I'm sure it'll all be positive and you can move on. Thinking of you, keep posting this week and we'll try and keep you sane....if we can![:)] Viki X

good luck for thursday connie!

i have everything crossed for you!

i remember the waiting is awful but i am praying for a positive outcome for you!

love barb x

hang in there connie.. nearly there. i'll be thinking of you!!

at least its an early meeting, so you'll find out sooner rather than later

good luck for Thursday, will be thinking of you x

Good luck Connie,i'm sure you will be fine xxxx

good luck for thursday

Good luck for Thursday.
Just remember, you only have to pay back the monthly amount you can reasonably afford. They can not ask for an amount which will leave you unable to cope.WHEN your IVA is agreed, you should economise as much as possible for a few months. I did this and got used to spending less very quickly. Best wishes.

Thanks for your support. i'll let you all know as soon as i hear.
i haven't been sleeping this week and can't concentrate but hopefully it'll soon be sorted.
i'm in meetings all day tomorrow so that should take my mind off it.

i've already started on the economy drive.
this is how sad i've got.
i write out my meals for the week then write whats ingredients i need to make them.
then i go online to shop at tesco and put in everything i need choosing the cheapest items. it then totals up all my shopping so i know exactly how much it should come to. then i go to tesco, list in hand and get them items only. (saving on the delivery charge of course) its great because i know exactly how much i'm going to spend. my hubby hates it cos i'm like if its not on my list get it out of my trolley. [:D]
its amazing how much you save by not gettings sucked into the promotional offers. unless something on my list is on offer, then thats a bonus
8p for chicken noodles. i'll be living on them for dinner now.
who needs weightwatchers. [:D] i might have empty pockets but at least it'll help me shed my unwanted pounds.