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Posted: Sat Dec 15, 2007 2:02 pm
by caraf
Hi
Can anyone help ?? I have received a card in the post this morning from NCO Europe Limited trading as RMA, confirming that they are going to call on Wednesday between 8am - 8pm. Does anyone know who they are ??

Posted: Sat Dec 15, 2007 2:13 pm
by caraf
Been on google search, and I beleive they are debt collectors ?? What do they want has anyone else had one ??

Posted: Sat Dec 15, 2007 2:34 pm
by Adam Davies
Hi
Not heard of them but I noticed that they act for paypal,amongst others.Do yo have a negative balance with them ?

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Posted: Sat Dec 15, 2007 2:44 pm
by caraf
no

Posted: Sat Dec 15, 2007 2:46 pm
by caraf
RMA - stands for Risk Management Alternatives.
I beleive they are debt collecting for MBNA
What should I do, because I dont want them calling at home

Posted: Sat Dec 15, 2007 3:51 pm
by Adam Davies
HI
Here is a number for NCO Ltd,phone them and find out what it is all about.

Telephone: 01772-765000


Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Posted: Sat Dec 15, 2007 4:35 pm
by caraf
in minut lettering just above my name and address it says 3139/mbnacc1st
so i assume they are chasing monies for my virgin credit card.
If I ring what should I say ?

Posted: Sat Dec 15, 2007 5:30 pm
by Skipper
Refer them to your Case manager or IP and give to the creditors Clearstart's number to call and a IVA case reference

"Always think outside the box"

Posted: Sun Dec 16, 2007 2:42 pm
by Skippy
I would also say that if someone was to call that you wouldn't be prepared to speak to them as you are in the process of applying for an IVA and therefore (as Skipper says) they need to speak to your IP.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Posted: Thu Dec 20, 2007 2:07 pm
by caraf
Hi
I have received another one of these cards this morning. Saying they will be "calling" on monday between 8am and 8pm. I have sent them a letter advising I am seeking professional advise regarding an IVA. What should I do with this second card, just ignore it ?? or should I write again advising that my creditors meeting is the 27th Dec

Posted: Thu Dec 20, 2007 2:35 pm
by debbiw
Communication is very poor in these companies. I think the letters etc are just standard letters that go out. Just ignore them. Your meeting is next week so they must be aware by now! As for them coming round on Xmas Eve...! Give them a mince pie and send them packing! x

Posted: Thu Dec 20, 2007 2:52 pm
by Chris30
My sister has been getting cards through the post from " debt collectors on behalf of barclays" for the passed 2 years saying they will be calling on such and such a date but they have never turned up nor replied to the letters she has sent them. Some of these companies just use scare letters to see if you send them some money i think.

Posted: Thu Dec 20, 2007 3:02 pm
by cr15py
If that happened to me, I would e-mail/ring my IP and tell her what you have received, and see if they will deal with it. Then, forward the item of correspondence to your IP.

Posted: Thu Dec 20, 2007 7:18 pm
by e.h
Hi Caraf - I had many dealings with RMA on the phone and via these annoying little postcards. I found the phone calls to be very, very disturbing as the callers from RMA are very aggressive and they reduced me to tears many times. There isn't really much that you can do except to tell your IP and get your IP to phone this company up and tell them officially that you are about to have your creditors meeting. Basically all they are trying to do is get money out of you, which obviously you can't do before your creditors meeting as you cannot be seen to show any favouritism.

Just try and keep your chin up until your meeting and don't let these people get to you.

I'll be thinking of you when you have your meeting. Good luck!

Liz
x

Posted: Thu Dec 20, 2007 7:52 pm
by caraf
Hi. E.h.
Thanks for that, did they actually call or not ?? I have changed my number so not spoke to them as yet