Posted: Tue Feb 28, 2012 10:06 am
So I may have been mis-sold my mortgage (according to some ambulance chasing solicitors). My question would be regarding what would happen to the compensation that we may receive. This needs to go through as a joint claim as my wife and I took out the mortgage together but the IVA would be my responsibility as all of the debt was mine.
My first question would be would this compensation fall under "pain and suffering" - we were given bad advice by a greedy broker and he has caused us to suffer as a result or would it be "loss of earnings" - had we negotiated a better deal back then we may not be in this mess right now...
My second question is would my wife have to pay her half of the compensation into the IVA?
What if we were to leave pursuing this potential claim until way after the IVA was settled - I feel this a little dishonest myself...
Any feedback or suggestions much appreciated.
My first question would be would this compensation fall under "pain and suffering" - we were given bad advice by a greedy broker and he has caused us to suffer as a result or would it be "loss of earnings" - had we negotiated a better deal back then we may not be in this mess right now...
My second question is would my wife have to pay her half of the compensation into the IVA?
What if we were to leave pursuing this potential claim until way after the IVA was settled - I feel this a little dishonest myself...
Any feedback or suggestions much appreciated.